willow01's blog post - Credit Crunch

Friday, February 20, 2009, 9:34:20 PM

has hit me bit time! I have had to look at my lifestyle in a serious manner.......I really can't survive this lifestyle anymore and am getting into more and more debt, which is depressing me more and more on a daily basis. It has taken me long enough but I have finally had a real look at my personal finances and I have come to the conclusion that I am spending too much on unnecessary luxuries!

So the conclusion of my audit....

1. I am going to sell my car. I will save about £50 monthly on petrol and insurance, plus the annual saving on road tax and MOT bills.

2. I am going to try to stop smoking, which offers the chance of a £120 a month saving, but failing stopping totally I can probably save a lot if I at least manage to cut down.

3. And the most dratic of all!! I am considering going back to 5 channels of TV, telephone service with no mobile numbers allowed (damnn those kids phoning their friends on their mobiles all the time) and *shock, horror* NO INTERNET for a while!

4. Marrying a millionaire! (Okay, not cutting back on a luxury, but it certainly would make life much easier right now though)

OOOhhhh I just thought of a number 5......Give the kids away to the highest bidder!

Hmmmmmmm, I'm beginning to like the sound of #5

Comments

Others Have Said:

millerlite02 on 20-Feb-09 21:47:56

good luck!,,,I wish you the best!

Hutcheano on 20-Feb-09 21:53:07

Oh God, Willow. So sorry to read all of that. I really feel for you babe it's awful and I want to help. I know how you feel Willow and if it's any consulation I stopped smoking 4 years ago and you're much stronger willed than I am. You go sort it kidda, I know you will. Let me know if I can help X X X

mdguy on 20-Feb-09 22:16:31

Oh dear. :( Willow, I hope things will sort themselves out for the better. I know you will make it. xxx

wetshubby on 20-Feb-09 22:16:37

oh god no.........no internet willow..that means no nn....means no perving yaa butt ....waaaaaaaahhhhhhhh

imalilhothead on 21-Feb-09 1:59:40

It's hard hon...hitting me big time also...constant juggle but my internet is tied in with my phone which I can't be w/o cause the kids...having no vehicle does help tho but makes it rough in other areas...I feel for ya :((((((((( xxxxxxxxxxxxx

cas999 on 21-Feb-09 2:53:33

hey hun... hitting us all bad.. have a peak here: http://www.moneysavingexpert.com/
damn good saving advise and info on swapping 'providers' that pay your outstanding contract too :)
take 10 mins to hunt around the site ... it's fanastic!
xoxoxoxxo

SexiBex on 21-Feb-09 8:21:44

No internet? are u serious?? god hun im gonna miss you....
Stop smoking first lol... then the saving you make on the fags can pay your net bill?! Sending you a big hug xxxxx

westy1 on 22-Feb-09 19:33:23

Hear you Willow and sure you will sort it all out. Cutting back left right and center here as well.